Credit Cards
Whether you’re looking for cash back, rewards, or the lowest interest rate possible, we have the right credit card for you.
Apply NowComparing Credit Cards
VISA® Cash Rewards
- Earn 2% cash back¹ on purchases
- There’s no limit to how much you can earn
- $500 travel accident insurance
- Zero liability for Fraudulent Transactions
- Easy online access-view balance, payments and available credit
- Year-end Summary
- Rate: Variable starting as low as 14.99% APR²
VISA® Rewards
- Get 1,000 points for making your first purchase, then 1 point for every dollar you spend thereafter
- Points remain on your account for 4 years from the date of receiving them
- No cap on the number of points you can earn
- $500 travel accident insurance
- Zero liability for Fraudulent Transactions
- Easy online access-view balance, payments and available credit
- Year-end Summary
- Rate: Variable starting as low as 14.99% APR²
VISA® Platinum
- 24-month balance transfer offer within the first 90 days of account opening
- $500 travel accident insurance
- Zero liability for Fraudulent Transactions
- Easy online access-view balance, payments and available credit
- Year-end Summary
- Lowest rate
- Rate: Variable starting as low as 12.99% APR³
Benefits of Argent Credit Union Credit Cards
Regardless of the credit card you select, you’ll receive additional benefits to enhance your overall experience.
Avoid Fees
Take advantage of the cost savings that come with no annual fee, no balance transfer fee, and no cash advance fee.
Insurance & Waivers
Get Auto Rental Collision Damage Waiver, Travel & Accident Insurance, Baggage Delay Insurance, and other services.
Fraud Protection
We offer 24/7 customer service and lost/stolen reporting, and provide zero liability for any fraudulent transactions.
Online & Mobile Banking
Experience the convenience of seamless online access to view your balance, available credit, and make payments from anywhere, at any time.
VISA® Cash Rewards
Open a VISA® Cash Rewards and start earning cash back on qualified purchases. You’ll get:
- 2% cash back¹ with no limits on how much you can earn.
- Variable rate starting as low as 14.99% APR².
- Zero Liability for Fraudulent Transactions.
- This card includes warranty Manager Service, Travel & Emergency Assistance Services – including $500 travel accident insurance.
Love this credit union. Always loyal to their customers and have earned my business for life. Always take care of those who take care of you!!
-Brian W.
FAQs About Credit Cards
How do I change my default card to my Argent Credit Union card?
The credit or debit card associated with your iTunes® account or the first card you add to Wallet is your default card. To change your default card:
- Go to Settings, then Wallet & Apple Pay
- Tap default card
- Choose the Argent Credit Union card you wish to use
Will my Argent Credit Card be affected in any way?
No. There will be no interruption in service with your Argent credit card.
Will my VISA Credit Card continue to work?
Credit Card Resources
VISA® ALERTS
Actively manage your credit card account and monitor for potential fraud. Click on the VISA® Access button in online banking to sign up.
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VISA CHECKOUT
Pay online the easier way with Visa Checkout and your Argent VISA Platinum or Rewards Card.
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VISA STATEMENTS
View, download, or even print your credit card statement by logging into Home Banking.
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